Brrr! It's Cold . . .

Well, the temperature finally dropped this week . . . it's been cold; it's been windy. And, it's been rainy! I had to force myself to go buy some warmer clothing this weekend. I definitely spent more money than I wanted to; and, I still have yet to buy a winter coat! How am I going to survive this cold weather? But, more importantly, how am I going to be able to afford this cold weather?